Personal Injury Attorneys: How Insurance Claims Work

Carson City Personal Injury Law Office

In personal injury claims, which can become personal injury trials, it's important to consider a number of factors. What is the nature of your claim? Is it the result of an auto accident, or an injury suffered due to negligence? If so, what kinds of damages can you request? What will you be asked to provide as proof? How long do I have to file? These questions are only a few of the litany you'll have to ask while pursuing your claim, so it's important to have a qualified personal injury attorney to assist you in working through them.

In personal injury claims, an injury lawyer will normally work on a contingency fee basis; this is an agreement between the client and injury attorney that states a percentage of the client's total settlement will be paid to the attorney upon the successful conclusion of the case. It will also state the injury lawyer's terms of payment should the case not close successfully. It is important to find a personal injury lawyer who will go through and outline your, and their, obligations upon agreeing to retain their services; any good attorney will want you to feel comfortable and well-versed in the document you're signing, and the commitments it binds all parties to.

In addition to contingency fee pricing, some personal injury attorneys will agree to discuss the basics of your claim without charging a fee. This is a chance for you to explain the events that led to your claim, and allow the personal injury attorney to assess the facts and give you their opinion on how to proceed. A good injury lawyer will always try to guide you to the best decision; be wary of any auto accident attorneys or wrongful death attorneys promising big settlements. Look for a qualified attorney who is willing to listen to your side of events, gets to know you and your situation prior to and after your claim, and who is frank and honest in their overall outlook. No honest personal injury lawyer will ever promise you success on a case; there are no guarantees until a trial is over or a settlement is signed. This is a matter of integrity, and something you should look for when you select an injury lawyer.

Once you've retained a personal injury attorney you feel comfortable with to handle your case, they will help guide you through the steps of the process. This begins with a detailed account of the events of your claim. Try to be as thorough and honest as possible with your injury lawyer; your discussions are confidential and they can only help you as far as you let them. Also, try and be as prepared as possible. Have copies of any police statements and reports pertaining to your claim, as well as any and all bills you've incurred due to the claim, available for your personal injury attorney to review. If you sought medical attention, make sure to have any of those records on hand as well (often a personal injury attorney will ask you to visit a medical professional if you have not already). In personal injury claims, documentation is the foundation of success; the more information you provide, the stronger your case is likely to be.

After the personal injury attorney has assessed the facts and examined the records for your case he will discuss with you how best to proceed. They'll let you know what kind of damages it's best to pursue, and which bills can be included in the claim. Then, they'll initiate proceedings to begin your claim. This is often a matter of notifying the responsible parties and their possible insurance representatives of intent to file a claim. The true benefit to having a personal injury attorney in your corner at this point, is the aid of a person who understands the way this system works. Insurance companies, like casinos, are not in the habit of agreeing to whatever terms you ask for. Their job is to mitigate those damages and reduce the cost to themselves and their consumer. Without the help of a qualified personal injury lawyer the complexity of the settlement or trial process can be daunting, and often the unwary are badgered into taking much smaller settlements than they deserve. However, with a personal injury attorney assisting you, you can be made fully aware of your choices, their offers, and what obligations they will be held to. In the case of a trial, their knowledge of the subject and their standing in the community will provide you powerful tools to build your claim for the court.

In either event, the representation qualified, knowledgeable personal injury attorneys bring to the table is indispensable. Remember though, having an attorney is an aid, not a magic wand. Personal injury cases often take several months or more (sometimes over a year) to reach a settlement or conclude a trial. It can be a tedious and stressful process, especially if you're attempting to recover from injury or financial burden while in the midst of it. By securing an attorney you help mitigate as much of that process as possible, and give yourself the best chance at reaching a successful, fair settlement.

Now that you have a basic overview of the personal injury claim process, you'll be more prepared to move forward, and more confident in knowing what to look for in a good personal injury attorney.

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The Law Office of Attorney Daniel J. Spence offers counsel and legal advice in these fields:

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Law Office of Daniel J. Spence
177 E Seventh Street
Carson City NV 89701-5215

Telephone: 775-721-9944


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